Frequently Asked Questions

Are your down payments negotiable?
What is your layaway program?
What happens if I don't pay the full amount within 45 days?
Do you accept less than half the down payment to begin the layaway?
Do you finance outside of South Carolina?
Will you sell cash outside of SC?
Do you accept an out of state drivers license even if I live here in Greenville, SC?
How do I get a vehicle financed with you if I am under 21 years of age?
What are your other requirements?
Do you have to have a full-time job?
Do you require any personal references?
Do all my references have to live in this area?

Q: Are your down payments negotiable?
A: No, but we offer a layaway program.

Q: What is your layaway program?
A: As long as you meet our requirements, we will hold the vehicle for you for a maximum period of 45 days with half of the down payment up front. The rest will be made in weekly or biweekly payments within the 45 day period.

Q: What happens if I don't pay the full amount within 45 days?
A: No vehicles will be held past the 45 day limit and no money will be refunded in this case.

Q: Do you accept less than half the down payment to begin the layaway?
A: No. At least half or more.

Q: Do you finance outside of South Carolina?
A: No, we will not finance out of state due to the fact that we do not check credit.

Q: Will you sell cash outside of SC?
A: Yes, but you will be in charge of transporting vehicle. No shipping!

Q: Do you accept an out of state drivers license even if I live here in Greenville, SC?
A: No, you must have a valid SC drivers license to qualify.

Q: How do I get a vehicle financed with you if I am under 21 years of age?
A: As long as other requirements are met, you will need a parent or legal guardian to cosign with you who also meets our requirements.

Q: What are your other requirements?
A: We need you to have good job stability (minimum of 2 years on current job), good residence stability (minimum of 2 years at current residence), and must be able to obtain full coverage insurance.

Q: Do you have to have a full-time job?
A: If you do not work full-time, you will need a cosigner that does.

Q: Do you require any personal references?
A: Yes the minimum amount we will accept is 8 ( 4 friends; 4 family members), with current addresses and working telephone numbers.

Q: Do all my references have to live in this area?
A: The 8 that are required do have to live within a considerable distance and any out of the area will be added to the original 8.

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